How much do Ukrainians spend online and what do they buy?

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Let's structure this data to clearly see how and where Ukrainians spend money online.

General e-commerce figures in Ukraine

  • Total online payments: .

  • Total number of online purchases: transactions (7–10% growth compared to 2024).

  • Total average check: .

  • Mobile shopping: 60% of all purchases are made from smartphones.

  • Fast payments: 55-65% online payments are on wallets Apple Pay and Google Pay.

Domestic market: Local e-commerce

Ukrainian online stores and marketplaces (leaders: Rozetka, Prom, Epicentr, Allo, Makeup, Kasta) still hold the majority of transactions. They cover people's everyday needs.

  • Payment volume: .

  • Number of transactions: trips/payments.

  • Average check: (lower than abroad, due to the regularity of small purchases).

Domestic market structure:

  • Most often purchased (quantity): clothing and fashion, cosmetics, household goods, food delivery, marketplaces.

  • They spend the most (amount of money): electronics, household appliances, furniture, repair goods, auto goods.

  • Fastest growing categories: health and pharmaceuticals, food delivery, digital services, books.

Overseas Market: Cross-Border Shopping

The popularity of foreign platforms (AliExpress, Amazon, iHerb, eBay, Shein, as well as a newcomer Temu, which aggressively entered the market) is growing rapidly. Their share has already reached 30-35% from all online payments of Ukrainians.

  • Payment volume: (the dynamics increased by 20–35% per year).

  • Number of transactions: .

  • Average check: 2–100 UAH (almost twice as high as Ukrainian).

  • Geography of purchases: China, Poland, USA, Germany, Turkey.

  • Why buy there: Lower prices on electronics, accessories and clothing even including shipping costs.

What does the National Bank of Ukraine say?

NBU data confirm the total "digitalization" of Ukrainians. The share of non-cash payments in terms of the amount of transactions reached 65,4%, and in number — incredible 95,5%.

Here's how the average check for non-cash transactions has changed over the year:

Тип операції Average check (2024) Average check (2025)
Online payment (goods/services) 561 UAH 608 UAH
Retail chains (offline stores) 330 UAH 354 UAH
Card-to-card transfer (P2P) 1 958 UAH 1 864 UAH (single decrease)

Geography and seasonality: The most active buyer remains Kyiv and Kyiv region, followed by Lviv, Dnipropetrovsk and Odesa regions. The peak of purchasing activity traditionally falls on November-December (the period Black Friday and New Year holidays), when sales volumes jump by 30-50%.